Back at the beginning of 2012 there came a ‘pinch me, I must be dreaming’ moment. This was back in what seemed to be the Bad Old Days, when Lakeville MN homeowners who dared to check the latest in neighborhood home values were apt to spend a sleepless night as a result. Lakeville MN home values had only just begun to creep upward, but the bottom line was still, as truck drivers used to say, ‘negatory.’
The way the media treated last month's federal funds rate announcement by the Federal Reserve Board was a convincing demonstration of how much importance is placed on that singular piece of the financial puzzle. That rate may not be directly tied to Lakeville Mn mortgage interest rates, but since it determines lenders’ borrowing costs, its effect is considerable.
For anyone who has never participated in a serious house-hunting effort, their mental image of how the experience will unfold may be a little off. They might imagine that, after narrowing down their requirements for a Lakeville MN home (size, price range, and the like) they will agree on a day and time, then just climb into their Lakeville MN agent’s car and settle back to have the likely prospect properties exposed before them.
Ever since the real estate world turned the corner and plunged full bore into the virtual world of home computers, cell phones and iPads, Lakeville Mn home buyers and sellers have benefitted greatly. There had been an issue about the fate of the once closely-held and jealously-guarded Secrets of the Kingdom—“the listings.” The Lakeville Mn listings are the compilation of current details about homes that are up for sale in Lakeville Mn. There is no single national clearing house for U.S. listings. They are run regionally at local and state levels. But in just about every part of the country, being in possession of the latest listings book was a necessity for Lakeville real estate professionals.
When you decide that the time is approaching to put your home on the market, you probably take special interest in exploring the conditions that are likely to motivate families to buy your Lakeville MN house. Most of the research on the subject indicates that it has at least as much to do with how people live their lives as it does with external forces--like changes in the economy or jobs market. When you spend as much time as I do chatting with people who are in the hunt to buy a house, you’d probably agree.
If you will be selling your house this fall, an early decision will be whether to team with a Minneapolis Realtor® or go the “For Sale by Owner” route. One thing to consider is messaging.
“Messaging” is one of those words that Minneapolis homeowners began to hear a lot after Madison Avenue decided to verbize the noun ‘message.’ I know verbize isn’t a real word, but to me, messaging convolutes English in pretty much the same way.
We all remember Freddie Mac and Fannie Mae, the twin quasi-public organizations who backstopped the home loan industry for the whole country. Freddie and Fannie were thought by some to be on the verge of extinction during the home loan crisis, but they revived when Washington stepped in. Freddie’s latest quarterly financials show assets that have a small ‘t’ in front of the number (that’s short for ‘trillions’), so it looks like they aren’t about to go out of business. In fact, whenever one of today’s Minneapolis home loans is originated, Freddie or Fannie are probably in the wings. They remain the big guns in the U.S. secondary home loan market, which is so huge its repercussions are felt globally.
There are acronyms that have grown so familiar that they are more like words than the phrases they represent (think “SCUBA” for self-contained underwater breathing apparatus or “laser” for light amplification by stimulated emission of radiation). Minneapolis REO properties aren’t in that category. For instance, REO homes aren’t located next to a river with a Spanish name. Most people have never heard of REOs, although they are familiar with what they stand for.
Thank you for trusting Metropolitan Home Team @ Re/Max Results.
Many e-mail and Internet companies are now using programs to block unwanted e-mail, often called spam. Sometimes, however, these programs block e-mail you want to get.
To Ensure You Are Receiving Your Metropolitan Home Team Emails Do The Following:
Be sure to add the corresponding Metropolitan Home Team email addresses to your email white list to ensure the best chance of receiving our content and updates
A whitelist is a list of accepted items or persons in a set…. a list of e-mail addresses or domain names from which an e-mail blocking program will allow messages to be received.
Why is this important?
Unsolicited, unwanted advertising e-mail, commonly known as “spam”, has become a big problem. It’s reached such proportions that most e-mail services and Internet Service Providers (ISPs) have put some sort of blocking or filtering system in place or begun relying on self-proclaimed blacklists to tell the good guys from the bad.
Metropolitan Home Team applauds their intention to protect you from spam, but everyone agrees that the current systems for stopping spam are far from a perfect solution. They often block e-mail that you’ve requested, but that fits somebody’s idea of what spam looks like. The more responsible anti-spam activists are working hard to cut down on these “false positives”, but in the mean time, you might unexpectedly find you’re not getting your valuable content from us…
As it happens, there’s something you can do to keep your insider content from falling into the false positive trap. You can fight the blacklists with a “white-list”.
White-list us now, before your delivery is interrupted.
Of course, every e-mail system is different. Below are instructions for some of the more popular ones. If yours isn’t here, please contact your ISP’s customer service folks for their instructions. (Forward the answer to us, and we might add it!) If you’re using some sort of spam filtering or blocking software yourself (in addition to what your ISP provides), we’ve also listed instructions on how to exempt your subscription from some of the more popular of those programs.
Gmail:
1. In your inbox, locate an email from TimMurphy@MetropolitanHomeTeam.com (ex. your welcome mail for the product you just purchased).
2. Drag this email to the “primary” tab of your inbox.
3. You’ll see that our emails will go to your primary folder in the future!
Yahoo! Mail
When opening an email message, a “+” symbol should display next to From: and the sender’s name. Select this and an “Add to contacts” pop-up should appear. Select “Save”:
Mac Mail
Select “Mail” and “Preferences” from the top menu.
In the “Preferences” window, click the “Rules” icon.
Click the “Add Rule” button.
In the “Rules” window, type a name for your rule in the “Description” field.
Use the following settings: “If any of the following conditions are met: From Contains.”
Type the sender’s email address in the text field beside “Contains.”
Select “Move Message” and “Inbox” from the drop-down menus.Click “Ok” to save the rule.
Outlook 2003 & Later
Right-click on the message in your inbox.
Select “Junk E-mail” from the menu.
Click “Add Sender to Safe Senders List.”
Are you dreaming about buying your first Lakeville, Apple Valley or Eagan MN home but don’t know where to begin the process? If you’re a south of the river First Time Home Buyer in Minnesota, considering buying your first home can be overwhelming. Metropolitan Home Team offers a FREE MN First Time Home Buyer Class in Apple Valley, MN to help you understand the process of buying a home in today’s South of the River Minnesota Real Estate and Mortgage Markets. Whether you’re looking to buy your Lakeville, Apple Valley or Eagan MN first home South of the River now or in the future – this is an excellent place to get started right!
